Giveaway: Financial Peace University

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About Tsh

Tsh is the founder of this blog and lives in Bend, Oregon with her husband and 3 kids. Her latest book is Notes From a Blue Bike, and believes a passport is one of the world's greatest textbooks.

In early 2009, Kyle and I became debt-free, and we vowed to never go in to debt again. By August of that year, we saved up a fully-funded, six-month emergency fund. That November, we went on a family vacation to Paris, the first time we had gone on a trip as a family, just for fun.

In the spring of 2010, we breathed a sigh of relief that we had that emergency fund, because we used almost every bit of it when we relocated back to the U.S. We saved it up again, and continued to save as we moved to Oregon, when we eventually put 30 percent down on a house with a 15-year fixed rate 3% mortgage.

We’re now saving for our kids’ college and retirement, and we hope to have our house paid off in the next few years.

I say all this not to brag. Quite the opposite—I’m bowled over at what all has happened, because neither Kyle nor I are natural “money people,” nor are we millionaires. We’ve simply learned a lot the past few years, and put what we learned into practice.

Our teacher was Dave Ramsey, and our primary classroom was Financial Peace University. This is a nine lesson class that walks you through Money Management 101—you know, the stuff you wish you knew, but are sometimes too embarrassed to ask because you feel like you should already know it.

Stuff like writing a monthly budget, how to get out of debt, what all those different insurance terms mean, and how to buy a house sensibly. Some of the most important, freeing information you can know as an adult who wants to change her family tree.

See some highlights here:

You can also watch a preview of FPU.

FPU classes are all over the place, and if you’re somewhere where they haven’t yet reached, you can take the classes online (though it’s a more impacting experience to take it with other people around you).

To celebrate the end of Home for the Holidays, I’m giving away FIVE Financial Peace University memberships. Once you’re an alumni, you can always take the class again, so really, it’s a lifelong gift.

Yes, this is a weird Christmas gift. But really? It’s one of the best I can think of. If you apply what you learn, it will LITERALLY change your life. I’m honored to give it away today. Give it to someone you love, or keep it for yourself.

How to win

Simply use the widget below to leave a comment on this post, and you’ll be entered to win! (If you’re reading this via email, please click over to the main post to leave your comment.)

For extra entries, you can also follow Financial Peace and Dave Ramsey on Facebook—simply follow the steps in the widget below!

a Rafflecopter giveaway

This giveaway will end tomorrow night, Saturday, December 1, and we’ll announce the winners of all the holiday giveaways at the end of the week. I hope you’re one of them!

Check out all of today’s giveaways:

lisa leonardepiphanie bagsalison glass fabricimagine childhood kitsinviteL bag in bagfinancial peace university

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Comments

  1. I feel embarrassed to say this, but we sadly dont feel like we even have the money to save anything(we have had a cpl hundred insavings at a time but thats it and nothing now)…. we just had a baby, and now i am only working partime (wanting to be home fulltime) but have NO IDEA how to do that… we’ve tried budgeting but keep getting stuck and have not really made any progress. its a horrible cycle. so ideally, if we could save for soemthing – it would to be able to have an emergency fund and be able to fix up a couple things around the house, or even a new(use) car. would be such a blessing to be able to win this for our family.

  2. right now I’m trying to pay off credit cards after a medical thing but we are also trying to keep some savings intact if possible for the future emergencies you know will happen. And with adult kids you know there will soon be a wedding or so.

  3. I don’t think this is a weird choice for a Christmas gift at all, actually. I LOVE the idea and I think it is super generous and thoughtful. Not only could my husband and I stand to learn from this, but with my oldest being a Senior in high school, I would love to ensure that he learns as well!

  4. This is an awesome giveaway, it would be a blessing for our family.

  5. We’re saving for our baby coming in February, but also to redo our kitchen countertops and floor someday.

  6. our daughter’s college fund

  7. I’m saving for medical expenses for next year after finding out our insurance has changed radically for the worse. :(

  8. I’m tired of feeling strapped all the time and would love to be able to feel like we could start saving to something! This would be great.

  9. We are trying to pay off grad school and save for adoption. Would love to take this class!

  10. This would be a true blessing, would love to get out of debt, its becoming more serious than I would ever had liked.

  11. I can’t even put into words how much I need this education!

  12. Emergency back up fund.

  13. We are saving up for baby girl due in Feb….with 2 older ( teenage) brothers at home, we are starting over from scratch!

  14. avatar
    Sarah Knechtel says:

    We are saving for a down payment for a house!

  15. avatar
    Jennifer KG says:

    I’d love to plan and budget better, right now we are disorganized

    • avatar
      Jennifer KG says:

      We need to plan for days when current contracts end we are a one income family. We need a nest egg to dip into

  16. My husband is just about to graduate and get a “real job”. Would love to know we are using our finances wisely starting out so I can have good habits!

  17. I am saving for retirement as best I can!

  18. A vehicle and paying off the house.

  19. We’re trying to fund our emergency fund, and then do some home improvements.

  20. We could really use this! We’re struggling with how to eliminate debt with a growing family and one salary. I know it’s doable, I’m just not sure how.

  21. My daughter’s future

  22. Saving for my daughter’s cleft plate surgery (she had one in China and she’ll need another one in a few years). And for a new house.

  23. Oh, and we are saving for an SUV. The 2 kiddos just don’t quite fit in our little corolla anymore. :)

  24. We are struggling really hard financially and we need to get out, I have heard of Dave Ramsey but could never afford to purchase his package. My husband and I would like to be able to save for retirement and our 3 children’s college. I would love to be able to teach my children Dave’s money-wise stuff so they will never be in the position We are in now. I just need to learn his stuff first.! This is an amazing giveaway! Thanks!

  25. I am so far in debt that I can’t see a way out. I would love this opportunity to do better and to find a way to change.

  26. This would be awesome. We just bought our first house this summer, and learning how to get rid of our “other” debt would be life changing.

  27. A house more suited for our much bigger family.

  28. We’re saving for some major home renos – new front window, attic insulation, kitchen and bathroom upgrade, all while trying to pay down some big debts.

  29. College for kiddos!

  30. Would love to get out of debt and buy a new house!

  31. We need a house and a vacation far away!

  32. We get into debt and pay it off every year, I’d like to break the cycle. We have a 6 month emergency fund, but I want to dream bigger. Pay off our current home so we can rent it out and buy a second home. Travel. Ensure a solid retirement for us.

  33. We’re saving money to pay the balance we’ll have to come up with to sell our house so we can move into something smaller.

  34. My wife and I are not saving now, we are trying to pay off debt! If I could I would save to visit my sister who is teaching in China or my brother who is going to be stationed in Italy in 2013! If you do not win come check out another way to set financial goals this year! http://shimergap.blogspot.com/2012/11/finish-list-ideas-part-1-financial-goals.html

  35. I am thankful for Jesus, my husband and my children.

  36. avatar
    Tiffanie hobartsch says:

    We need to rebuild our emergency fund and would lie to pay off our second vehicle

  37. I really only have savings to pay the yearly bills as they come in–taxes, insurance, etc. I do have my BEF in place, though. Thanks for the opportunity.

  38. an emergency fund

  39. My husband and I have been struggling with our finances for years. This gift would be very much appreciated!

  40. I keep struggling with our budget, no matter how many different budgets I do. I keep playing around with doing DRU but I hate spending more money on something to learn to save money on! Sigh. I just want to be out of debt!

  41. at the immediate moment, it’s Christmas, but long term is definitely retirement!

  42. Would love to be debt free. We are in the process of our second adoption, have enormous student loans and have a big move coming up in a year and half. Financial peace of mind would be a great thing.

  43. A new minivan for our family!

  44. Saving to buy a house!!

  45. There has been no saving – living paycheck to paycheck. I know it doesn’t have to be this way.

  46. I am saving for my daughter’s college fund.

  47. avatar
    mandy falgout says:

    we would love to get a house/condo and also be able to travel….

  48. I need to save up for many things, but a house being a priority at this time!

  49. our daughter’s college education

  50. We are saving (or trying to) to put money down on a bigger house. We outgrew our current home a very long time ago (especially now with a newborn!)!

  51. We are paying off my husband’s graduate school debt so that we can save for our son’s education. we have so many questions about how to best plan for our financial future. we’d love some help!

  52. We are still trying to pay off debt, and get some emergency money put away… when those two things are done we want to finish our basement so we can have a family/homeschool place!!

  53. am trying to save for retiremnet-and really need to get my debt under better control! thx for the chance to win

  54. Would love to win this one!

  55. Our kids college education and replacing the timing belt on our car.

  56. I’ve been wanting to get this for years and after taking 8 months off work for a maternity leave, we really could use this!

  57. Like most people, my husband, I and our family could benefit tremendously from this gift! Happy Holidays.

    Ariana

  58. We are working on becoming debt free! I can’t wait for the day.

  59. Putting 4 kids in college. Our oldest got her first college correspondence just yesterday. Yikes!

  60. We are a financial mess! Can’t imagine what it would be like to not be in the position we’re in. Would love the opportunity for help. Want to get out of debt!

  61. Our daughter’s college funds.

  62. Saving? What is that? I would like to get out of debt. Please.

  63. avatar
    Christine C says:

    Still in debt, so paying that off. Slowly but steadily getting there!

  64. avatar
    melissa b. says:

    I’m ready for peace!!!!!!

  65. avatar
    Amanda Medford says:

    Saving to maintain and build emergency fund and our next new car (both are currently 10yrs old).

  66. Debt stresses me out!

  67. a house

  68. Would love to win this! -Ruth

  69. I’m saving for no more college debt and some land of my own I can put a tiny house on and grow my own food.

  70. I am saving for a wedding! And a new apartment. And a honeymoon. And a new sofa. LOL

  71. Great gift! Would love to win!

  72. retirement!

  73. Trying to stretch teachers salary over a family of 4 and get out of debt and save money. We need help!

  74. Saving for retirement (we’re 32 yrs old) and kids’ college (1 and 3)…

  75. Peace of mind!

  76. We have a baby on the way and plan to buy a farm. We could definitely use the help!

  77. I would love to get this so my husband and I can get on the same page! Thank you!

  78. We are saving for college and retirement. What a great giveaway! Thanks :)

  79. avatar
    Angela Kennedy says:

    We are saving up for vacation. Winning this would be so great, possibly marriage saving. With two kids in daycare on top of debt, we are stretched very thin and stressed out.

  80. Honestly, a lot of things! Right now, we’re saving for a car and trying to build up our rainy day fund!

  81. We are saving in order to pay off student loans and to help me get a new design business up and running.

  82. We are saving for some house renovations

  83. I’ve been wanting to take FPU for YEARS! But I can never talk my husband into spending the $99 (which is a reasonable price,) to pay for it. Money has been very tight the past several years after building a house – I would love to win this and sweet-talk hubby into coming with me!!

  84. I’m saving for my brother’s wedding in Costa Rica next Spring. My husband and I are currently trying to get out of debt and have been following the 7 baby steps of Dave Ramsey. I’d love more information on Dave’s process and really just the steps of getting it done. Your story is inspiring! Fantastic giveaway! Thanks for the opportunity!

  85. I would really love to win this

  86. I’m starting over as a single mother of four. I need all the help I can get and this sounds like a real life line to me! Thanks for your inspiring blog and generous giveaways Tsh!

  87. I would love to take this journey!!

  88. We’re not saving yet; rather,we’re paying off debts incurred through a job loss, underemployment, and medical bills not covered by our insurance. Sure could use some financial peace!

  89. Thank you for the opportunity to win this great gift!

  90. Paying off our existing debts and saving for our daughter’s education.

  91. debt and wanting to end the month worry of will me make it to the next month

  92. We’re saving for a couch, but the money we had, had to go towards new windows in our house. So, now we’re back to zero in the couch fund but at least we didn’t go into debt to get the needed windows! :)

  93. avatar
    Jill Bullistet says:

    I’d like to save up to start a non-profit that seeks to educate about sustainability in all aspects of life, but especially in the decisions made in legislature.

  94. A Mini Cooper!

  95. avatar
    Kim Krabach says:

    Saving toward being able to have my husband attend seminary…

  96. avatar
    Bethany LeBedz says:

    I’m saving because my husband and I have just separated and I have no savings of my own. Actually, I have nothing of my own! I need help figuring out how to just live financially; numbers and I don’t usually get along too well.

  97. My husband’s tuition

  98. Need to build up our cushion again that was used up after hubby was laid off in spring 2009. He’s working now, but our savings is hardly growing…

  99. Saving for a house and car for our growing family.

  100. avatar
    Christina Steinhart says:

    We are in the process of trying to save money for a small house. Couponing, cutting back on purchases, mainly trying to save every penny to put towards our plan. Though there are other things we would like to splurge on: the holidays, birthdays, our anniversary and us getting married we are focused. This would help a great deal to keep us on a path to a better future.