Giveaway: Financial Peace University

In early 2009, Kyle and I became debt-free, and we vowed to never go in to debt again. By August of that year, we saved up a fully-funded, six-month emergency fund. That November, we went on a family vacation to Paris, the first time we had gone on a trip as a family, just for fun.

In the spring of 2010, we breathed a sigh of relief that we had that emergency fund, because we used almost every bit of it when we relocated back to the U.S. We saved it up again, and continued to save as we moved to Oregon, when we eventually put 30 percent down on a house with a 15-year fixed rate 3% mortgage.

We’re now saving for our kids’ college and retirement, and we hope to have our house paid off in the next few years.

I say all this not to brag. Quite the opposite—I’m bowled over at what all has happened, because neither Kyle nor I are natural “money people,” nor are we millionaires. We’ve simply learned a lot the past few years, and put what we learned into practice.

Our teacher was Dave Ramsey, and our primary classroom was Financial Peace University. This is a nine lesson class that walks you through Money Management 101—you know, the stuff you wish you knew, but are sometimes too embarrassed to ask because you feel like you should already know it.

Stuff like writing a monthly budget, how to get out of debt, what all those different insurance terms mean, and how to buy a house sensibly. Some of the most important, freeing information you can know as an adult who wants to change her family tree.

See some highlights here:

You can also watch a preview of FPU.

FPU classes are all over the place, and if you’re somewhere where they haven’t yet reached, you can take the classes online (though it’s a more impacting experience to take it with other people around you).

To celebrate the end of Home for the Holidays, I’m giving away FIVE Financial Peace University memberships. Once you’re an alumni, you can always take the class again, so really, it’s a lifelong gift.

Yes, this is a weird Christmas gift. But really? It’s one of the best I can think of. If you apply what you learn, it will LITERALLY change your life. I’m honored to give it away today. Give it to someone you love, or keep it for yourself.

How to win

Simply use the widget below to leave a comment on this post, and you’ll be entered to win! (If you’re reading this via email, please click over to the main post to leave your comment.)

For extra entries, you can also follow Financial Peace and Dave Ramsey on Facebook—simply follow the steps in the widget below!

a Rafflecopter giveaway

This giveaway will end tomorrow night, Saturday, December 1, and we’ll announce the winners of all the holiday giveaways at the end of the week. I hope you’re one of them!

Check out all of today’s giveaways:

lisa leonardepiphanie bagsalison glass fabricimagine childhood kitsinviteL bag in bagfinancial peace university

Tsh Oxenreider

Tsh is the founder of this blog and just finished traveling around the world with her husband and 3 kids. Her latest book is Notes From a Blue Bike, and believes a passport is one of the world's greatest textbooks.

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  1. Debt free would be amazing!!!!!!!!!!!!!!

  2. We are currently saving for a new roof for house.

  3. We are saving for a second car. My husband needs one to get to work so I stay at the house all day and the kids take the bus to school. Luckily the library and CVS are within walking distance if I need something as well as very nice neighbors. I would love to win this.

  4. Chris Seaton says:

    Three kids are headed to college inthe next few years. We want to worry less about $$$. Everyone I know horas followed these principles seems to love it. I’m amazed at Tsh’s story…

  5. I am an alumni of Financial Peace University and I still have a long way to go. I would love to be able to less someone with this prize on learning to become debt free. We are still working very diligently on becoming debt free.

  6. A real vacation (you know, where Mom gets to relax too) 🙂

  7. My husband lost his job a few yrs ago and was out of work for 3 yrs. So we accumulated some debt through that process of just trying to stay afloat. He ended up going back to college for a second degree and thus we also accumulated significant student loan debt. We need an action plan and I ave always been a fan of Dave Ramsey but never formally taken the class. We hav 3 young children and this wouold be such a blessing to us!

  8. My husband and I are saving to buy a farm.

  9. I would love this! I am already feeling guilty about how much I have spent on Christmas presents this year, and know I need to buckle down and stop buying things that will probably end up being donated sooner than I think. I have heard Dave Ramsey several times and always feel so inspired afterward. Thanks for the chance to win this!

  10. Since I didn’t win the lottery I really need to win this!!!

  11. Elizabeth L says:

    Saving for new furniture and emergency fund.

  12. Medical expenses/treatments

  13. My husband was in the military for 6 years and we lived in North Carolina. Our BEST friends (also military) there recently moved back to NY, and we haven’t seen them in almost a year now. We are saving money to take a trip to New York to visit them when their first baby is born!

  14. I’m saving for the 6 month emergency fund. This is VERY hard!

  15. Honestly, not much. We are making ends meet but not a lot else.

  16. What a blessing it would be to learn how to become debt free! Right now we are trying to save for an emergancy fund!

  17. We need an emergency fund!!

  18. We’d love to payoff our enormous student loan debt and buy a house.

  19. I am saving, very slowly, for a 40 year Birthday Trip. Got a few years, but it is going to be great!

  20. My husband and I need help in planning for retirement. I need to learn to SAVE not spend 🙁

  21. This is exactly what I need to be free!

  22. A camera.

  23. We saving to pay off our house, getting into a better mortgage by lowering our overall amount owed and hopefully a trip!

  24. I’m saving for a vacation. But more importantly, I would love to learn how to create and keep a budget.

  25. Retirement and kids college education. And Christmas for 2013:)

  26. We so need this as we get through Nursing School and get on to rebuilding our life AFTER welfare and school loans. 🙁

  27. Jen5253 Range says:

    We are saving so that we can pay off our rental and our home mortgage. We look forward to being debt free!

  28. I would really love to have our home paid off, prior to retirement. Hope this will help motivate husband to get on board with that…

  29. Ooops. We’re saving to get off welfare–off housing assistance and food stamps and healthcare for our kids!

  30. I would love for my husband and I to go thru FPU. It would be great to finally get on the same page and madybe for once get ahead financially!

  31. A house- so we can breath…maybe with a yard?

  32. We are hoping to one day buy a house and to send my husband to graduate school. But we have to pay off our debt first!

  33. I am “trying” to save to pay off my car.

  34. I have two things that I am saving for. Getting out of debt and a trip to Disney before my kids are too old.

  35. We are already life time members of FPU!!! Best thing ever and I highly recommend for all. If I won, I would give to my niece. She just graduated from college and Is headed to med school. She will need this.

  36. Would love to dig our way out of the hole being unemployed 6 months caused!

  37. I dream of paying off the mortgage or being able to save enough to put down on a different house (we need just a tad more space)…or not worrying about having an emergency fund (more importantly)… or not being concerned about how we are going to pay for college for three kids.

  38. We are saving for the future, whatever it may hold.

  39. Paying off our van and hoping to save to support my husband while he gets a PhD.

  40. Building a nestegg for our new life in a new state. We’ve been searching for ‘our spot’ in the world and financial freedom must come along in that package. What a great gift to give someone, the tools to a smart decision making.

  41. Oh really what a great gift this would be! We are trying to get out of debt and have peace of mind. I think when you owe to others you don’t own yourself.

  42. All I hear is great things about this program. Would love to actually have the opportunity to do it.

  43. Retirement, college funds, paying off debt and Christmas 2013!

  44. We are saving for a new car – our is not going to last much longer and I am committed to NO CAR PAYMENTS.

  45. After reading about Dave Ramsey on Simple Mom and how Tsh was able to do all those wonderful things with their moneny, I was inspired. I started reading his articles and listening to his show and immediatley my husband and I got started on a budget and on our way to paying off all our debt. We would love to get the opportunity to take the classes!

  46. I’m saving for my first house

  47. To more effectively work together with my husband on our finances/budget………….we tend to argue and then stop talking. I know we can do better. He loves Dave and me learning it better would be a huge investment in our marriage.

  48. Have been interested in doing one of his courses for a long time!

  49. We We are working at paying off our business loan.

  50. Stephanie S says:

    Right now we are saving to get our couches reupholstered. It will cost almost as much as just buying new couches, but they are a style we can’t find anywhere. Great giveaway!

  51. To be Debt Free! and have more time with family!

  52. I’m in my 20s and still feel like I have MUCH to learn about saving/spending wisely. I’d love to continue to learn with Dave Ramsey’s materials!

  53. I’d like to save up for a vacation with my husband!

  54. i’m saving for everything: building up the general emergency fund, car repair/new car fund, college, remodeling, house…it never seems to end!!!

  55. The kids college funds and our retirement are the biggest. That being said, I would love a new couch! One thing at a time…

  56. We are saving to pay off our 2nd mortgage. It feels like a huge cloud hanging over us. I <3 Dave Ramsey!

  57. We are saving for new cars or newer cars. Both of ours are getting a lot of miles but cant afford a car payment.

  58. We’re hoping to get out of debt and become financially independent. We dream of someday buying our own house for our growing family. I’d like to think it’s never too late to start over financially, since we haven’t always made the best decisions in the past.

  59. Oh wow! This would be great! I have read one of his books and have been slowly working on the debt. I would love to win this. One thing, besides a house, that we are saving for is a piano.

  60. We need to work on decreasing our debt, repairing our roof and $ for kids education.

  61. debt free

  62. Pam Thompson says:

    A family vacation to celebrate our 10th Anniversary next year.

  63. I’m saving for a kitchen renovation!

  64. Thank you for this great opportunity. We have recently been discussing how we can do this. Now that time has passed we have become distracted again by life and the details of becoming debt-free have faded into the back of our minds!

  65. We’re saving for dining room furniture…preferable something from consignment!

  66. I’d love to win!

  67. Unfortunately, nothing. 🙁 I would love to be saving for a house but it seems impossible for our budget on what my husband makes annually. We are getting desperate. Things are extremely tight right now for us. God has always provided our every need but I sure would love some “financial peace”! 🙂

  68. Would be a great resource for financial freedom!

  69. We are saving to get the water damaged floor of our camper repaired.

  70. My son’s college fund. Its the only thing I feel I can save for right now. He gets $2 bills from my dad and those all go away for college.

  71. We are saving to buy our house and to take a trip to New Orleans to visit my sister and her husband and kids! We have 4 kids and live in Cali so it is costly to fly there!

  72. I have wanted this for a while now! I love Dave Ramsey!

  73. Friends of mine are doing this class and it is blessing them in ways you wouldn’t necessarily expect. What a great give away. Thanks Tsh.

  74. I have wanted this for a while now! I love Dave Ramsey!

  75. We’ve been using Dave’s snowball method for two years and have managed to pay off about 20k in debt on a very modest income.

  76. We are saving to go to our oldest son’s graduation and get him a gift if possible.

  77. Peter Schott says:

    Saving towards a larger emergency fund. We have bills to pay, but trying to keep money in that fund to take care of the items that happen infrequently, but you know are coming.

  78. Sarah Leoni says:

    Paying down student loan debt

  79. Would love to learn better ways to become debt free. We are saving for college for our children and would love to pay off our house early. Thank you so much for the opportunity!

  80. Right now, my husband and I are just trying to save enough to get us both through college (we’re newlyweds)– he’s studying human and family development and I’m studying architecture! But, looking into the future, we’ll need a new car because ours is on its way out.
    My sister and brother-in-law have two boys who are three and one, and they had a really great idea for saving money for their kids’ educations. I’d love to share it with you: they have a bank account set up for each of their sons’ education funds and for their sons’ birthday and Christmas presents, they encourage family and friends to contribute to that instead of buying toys they don’t need. I think it’s a really great way to give something very meaningful and very important as a Christmas or birthday gift. They’ve been able to raise a lot of money for those little guys already!

  81. I am saving for our son’s educatio! Thanks for the chance to win Financial Peace!

  82. We just purchased a house (our very first debt after paying off student loans) and I would LOVE to pay it off early!

  83. A car that can hold our family and works

  84. Four kids in college. . .and counting??

  85. We are saving for our emergency fund and a family vacation to Disneyland!

  86. looks super helpful!

  87. Saving for kids to go to college…times four!

  88. We are saving for retirement. I don’t want to work forever! 🙂

  89. We are trying to pay off my husbands grad school loans. We will paying them long after our kids are out of school. These payments are keeping us from being able to sell our place and move to a different city (our mortgage is lower than it would be if we moved). I would love to learn ways to help this come sooner than later! Thanks for the chance!

  90. i guess i need to win this prize cos i’m not really saving these days, even though i really need to!

  91. Excellent program! Anyone who can take it should.

  92. We’re saving for our emergency fund right now.

  93. Sheri Grissen says:

    Saving for retirement!!

  94. We want to pay off our debt and then save for our emergency fund and retirement.

  95. We just bought & remodeled a house. We love it and feel so blessed to have it, but it completely wiped out our savings. We are looking forward to getting back on track and building the savings back up.

  96. whats one thing we are saving for? we sadly dont feel like we even have the money to save anything(we have had a cpl hundred insavings at a time but thats it and nothing now)…. we just had a baby, and now i am only working partime (wanting to be home fulltime) but have NO IDEA how to do that… we’ve tried budgeting but keep getting stuck and have not really made any progress. its a horrible cycle. would be such a blessing to be able to win this for our family.

  97. A chance at building an intentional community, and more stability for our family.

  98. A house, a new/used car for when ours kicks the bucket, baby number two in March

  99. Fortunately we are not in debt, but we are living on the very edge of our means and it is a constant source of stress. I’d love to get some emergency and longer-term savings in place for our future.

  100. I’m saving for our dream home where we can live off our own land!