Giveaway: Financial Peace University

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by Tsh

Tsh is the founder of this blog and is currently traveling around the world with her husband and 3 kids. Her latest book is Notes From a Blue Bike, and believes a passport is one of the world's greatest textbooks.

In early 2009, Kyle and I became debt-free, and we vowed to never go in to debt again. By August of that year, we saved up a fully-funded, six-month emergency fund. That November, we went on a family vacation to Paris, the first time we had gone on a trip as a family, just for fun.

In the spring of 2010, we breathed a sigh of relief that we had that emergency fund, because we used almost every bit of it when we relocated back to the U.S. We saved it up again, and continued to save as we moved to Oregon, when we eventually put 30 percent down on a house with a 15-year fixed rate 3% mortgage.

We’re now saving for our kids’ college and retirement, and we hope to have our house paid off in the next few years.

I say all this not to brag. Quite the opposite—I’m bowled over at what all has happened, because neither Kyle nor I are natural “money people,” nor are we millionaires. We’ve simply learned a lot the past few years, and put what we learned into practice.

Our teacher was Dave Ramsey, and our primary classroom was Financial Peace University. This is a nine lesson class that walks you through Money Management 101—you know, the stuff you wish you knew, but are sometimes too embarrassed to ask because you feel like you should already know it.

Stuff like writing a monthly budget, how to get out of debt, what all those different insurance terms mean, and how to buy a house sensibly. Some of the most important, freeing information you can know as an adult who wants to change her family tree.

See some highlights here:

You can also watch a preview of FPU.

FPU classes are all over the place, and if you’re somewhere where they haven’t yet reached, you can take the classes online (though it’s a more impacting experience to take it with other people around you).

To celebrate the end of Home for the Holidays, I’m giving away FIVE Financial Peace University memberships. Once you’re an alumni, you can always take the class again, so really, it’s a lifelong gift.

Yes, this is a weird Christmas gift. But really? It’s one of the best I can think of. If you apply what you learn, it will LITERALLY change your life. I’m honored to give it away today. Give it to someone you love, or keep it for yourself.

How to win

Simply use the widget below to leave a comment on this post, and you’ll be entered to win! (If you’re reading this via email, please click over to the main post to leave your comment.)

For extra entries, you can also follow Financial Peace and Dave Ramsey on Facebook—simply follow the steps in the widget below!

a Rafflecopter giveaway

This giveaway will end tomorrow night, Saturday, December 1, and we’ll announce the winners of all the holiday giveaways at the end of the week. I hope you’re one of them!

Check out all of today’s giveaways:

lisa leonardepiphanie bagsalison glass fabricimagine childhood kitsinviteL bag in bagfinancial peace university

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Comments

  1. I would love to be able to finally learn how to budget even as a grandma. Big fan of Dave Ramsey and have heard so much positive about his course here.

  2. College savings for our 4 children.

  3. Have wanted that for so long, would love the opportunity. Thanks for the chance!

  4. We’re trying to save for retirement – and trying to instill debt-free lifestyle into our 2 teens 18 and 16.

  5. We love Dave! We are currently working on the baby steps but have never done Financial Peace.

  6. Crossing fingers and toes, reading Dave’s book currently and would love the class!

  7. This is your BEST giveaway yet — and I know just who to gift it to! We’re saving for a replacement vehicle for when our 1996 Chevy Blazer finally dies. Love us some Dave and FPU!!

  8. I love listening to Dave Ramsey’s radio show, which I subscribe to as a podcast on iTunes. I’ve learned so much from him through the show, and FPU would really catapult us forward.

  9. Is it to late to save for Christmas???? We are just trying to get out of debt then we will begin our saving for retirement and college for the 3 littles.

  10. avatar
    Alyssa Lamontagne says:

    Wow! It would be so incredibly fantastic to win this! Thanks so much for such a useful giveaway! Merry Christmas!

  11. I’m currently unemployed, but constantly saving for an emergency fund.

  12. avatar
    Chenoa Pysar says:

    Believe it or not, I was sitting here doing our finances when this opportunity to win this popped up. Right now, I feel like our spending is way out of control. Our budget is a joke, and I have no peace about our finances, especially if we keep going to way we are with our spending, and the minimum saving that we do.

    I would love to win this, not only for myself but also so that maybe my husband and I can get on the same page as far as our finances. He doesn’t like listening to me about my concerns with money, especially since he says I worry about everything. I also think that when I voice these concerns it comes across as insulting to his ability to provide for our family. Which, of course is not the case. My conscience is really uneasy about how we don’t put more thought into our spending. Perhaps, if we did this course together, well maybe it will be just what we need.

  13. I’d love to give this to my son who is in medical school so that he gets off to a good start!

  14. We’re saving for our first home…this would bless our lives!

  15. I recently got divorced. I sure could use this help.
    Thx

  16. Would love to pay off school loans and save for the future in so many areas of life!

  17. We are debt free, but really need to reign in our spending and give more to others.

  18. A “new” car!

  19. We are saving to make some home repairs and replace some old applicances.

  20. We are saving for our retirement and our daughter’s studies. This wold be a very useful gift for both of us!

  21. avatar
    Lee Wilkins says:

    I NEED this – I am 49 years old with kids ages 9 and 13, so that means in addition to paying my house off, I am saving for retirement AND college for the girls! I could use some help in learning how to save even more.

  22. I’d love to learn the Ramsey method. Have heard so many great things!

  23. An addition/reno to our house.

  24. Trying to build our emergency fund back up.

  25. A kitchen

  26. avatar
    Mary Jo LaRocco says:

    Would love this!!!

  27. avatar
    Leigh Ann B says:

    I have heard about this from so many people and the Christian Finanace blog refers to it all of the time. I would love to win this. Being debt free would be such a blessing!!!

  28. Would love my first home, just having trouble realizing that dream. I want a nice place for my daughters, a better future for them.

  29. Our emergency fund.

  30. I have followed Dave Ramsey for a long time and his principles make so much sense. Being part of FPU will give us a needed boost toward saving and spending more wisely in the new year.

  31. avatar
    Susanna Joy says:

    Our farm. :)

  32. avatar
    Jodi Collins says:

    We are saving for an emergency fund as we make a move from the midwest to the Seattle area!

  33. We really need a new fridge…and a plan to make it happen. This would be a lifesaver!

  34. I’m saving for a house with a BASEMENT.

  35. avatar
    Leigh Anne H. says:

    A new home and emergency fund.

  36. Some property in the mountains. :)

  37. Saving/striving to pay back my husbands loans from Seminary!

  38. Would love to be able to save for something, anything, everything. Thank you for this opportunity.

  39. What a wise investment! This is just the “shovel” I need to dig out of the debt pit, save up and buy my first home!

  40. Saving for our kids college education

  41. I so need this! We are hoping to move in the next year and are saving for a down payment. Thanks for the great give away.

  42. I’ve been trying to start the Dave Ramsey plan for years; we are trying to pay off debt!

  43. We’re saving for the kids’ college – it will be here before we know it! We do not intend to pay for all of it, but would like to help, so that our children don’t start their adult life with debt.

  44. This would be so helpful for me now! Thanks for the chance.

  45. What a wise investment! I am single looking to order my steps more diligently once and for all. This is just the “shovel” I need to dig out of the debt pit, save up and buy my first home! Thank you in advance for this blessing! :-)

  46. A new kitchen table!

  47. Thanks so much. My huband and I are planning on starting this in Jan, so this would be such a treat for us!

  48. We are always saving a little bit towards our daughter’s college fund and our retirement.

  49. avatar
    nancy cresser says:

    We’re saving for our 4 daughters’ college educations!

  50. We love vacations!

  51. We are saving for some property in the mountains!

  52. This would be such a blessing for our family! I would love to win!

  53. A VACATION!!!

  54. What an awesome giveaway ~ …. This truly is the gift that keeps on giving! Dave Ramsey has helped us so much ~ personal finance as well as our business. It is my desire to help others achieve this same “peace” we have found.

  55. It’s been a lifelong goal to get our finances understood and taken care of! With retirement approaching and two children, it’s even more important!

  56. My husband and I have been wanting to go through Dave Ramsey’s class, so this would be perfect!

  57. For Kids :)

  58. We’re using extra for debt pay down, but we will also need an emergency fund.

  59. We are jjust trying to pay off school loans that amount to a nice house we will never own!

  60. avatar
    Wendy Kimpton says:

    I have some friends that have also used the David Ramsey program and are well on their way to being debt free….. My husband and I had a serious sit down, we are ready!
    Wendy

  61. avatar
    alexis bailey says:

    It would be an awesome blessing to have the opportunity to study FPU for life! I particularly like the comment about passing it along to our children =)

  62. What an inspiration – I pray I WIN!!!

  63. I’ve been trying to learn the “art” of budgeting…. and failing miserably. This would be beyond helpful to get my husband and I on the right track! :)

  64. We’re saving to pay off our debt and get our emergency fund in place.
    We are starting to work through the Dave Ramsey principles we have heard about,
    but taking the class would be awesome!

  65. We are saving for an emergency fund!

  66. I am working to get out of debt! Could so use some help!!

  67. We are paying off college loans and saving for a house and/or another adoption!

  68. Saving? What’s that? I’m just kidding…I had to give my saving to my MIL to bail her out of financial trouble. I need to just start beefing up my own emergency fund again.

  69. Working hard to get out of debt

  70. We are working on our Emergency Fund!

  71. Getting my first real job soon, starting to pay off student loans, want to buy a house and prepare for the future. So stressful!!!

  72. I’ve done well in saving for the house we just bought. Now we need to get cookin’ on saving for retirement, our kids’ college educations and regular vacations!

  73. avatar
    Carrie Miller says:

    The list of what we’re saving for is so long. But moving toward the top of our list is a new computer, since our current old one is about to kick the can. My husband’s job is programming and I rely on one every day, so it’s a must.
    I have been wanting to take Dave Ramsey’s class with my husband for quite some time now, but the classes offered around us have never worked with our schedule. This is an AWESOME gift!!! The gift of becoming debt-free is huge!

  74. avatar
    Joelyn Metzler says:

    retirement

  75. avatar
    Jeanette C. says:

    Would love to save enough for a new vehicle we pay for with cash!

  76. I would love to pay off our mortgage early. Great giveaway!

  77. Get out of debt so we can save for college tuition – which should cost about $250,000 by the time our kids get there!!

  78. Dave Ramsey is awesome! If you’ve never listened to him, you’re in for a treat.

  79. I’m saving to establish my emergency fund. I think FPU would be perfect to help me to stay gazelle-focused, and achieve the financial security I so desire.

  80. We’re leading the class next month….would love to give away a free class to someone too!

  81. I would love to save to pay off our last 2000 on student loan debt and be debt free except for our house! This would be so helpful since my husband is a teacher and I have chosen to be at home with our kids. Our extra income is not great so we need to make the most of all of our dollars.

  82. We are saving for:
    1. to become debt-free by 2017
    2. a full week vacation in the next two years
    3. the ability to have one of us stop working or have the ability to do something out of the box.

  83. Saving for an electrical and kitchen update.

  84. We’re working to pay off our house, and save for kids future education.

  85. avatar
    Robyn Monticone says:

    Pay off medical bills after being hit by a drunk driver.

  86. We are saving to pay off our house and build our emergency fund, as we pick away at our debt. What an excellent, life-changing give-away! Thanks for offering!

  87. avatar
    Emelia Rogers says:

    We want to be debt free!

  88. I would love to learn these principles so that I can quit living paycheck to paycheck and have some financial freedom. Thank you for this wonderful opportunity.

  89. For a down payment on a new home.

  90. We have been on Dave’s plan for years but have never attended FPU. We need a new car as I have 256,000 miles on my little civic. We want to do it with cash!

  91. It would be so WONDERFUL to be debt free!

  92. I’m saving for my son’s college fund.

  93. We’re in over our heads right now so we’re only living paycheck to paycheck but I’d love to be saving for our daughters future. She is 7 months old right now and I think if we started soon we’d be able to give her the moon if she wanted it down the road. Unfortunately I’m not sure how to get out of under this debt we have.

  94. Trying to save for 6 month emergency fund, but not going very well!

  95. What aren’t we saving for!? :) Paying off student loans, next the house, and then college tuition for the kids! :)

  96. Pretty much lost everything 2 1/2 years ago. We want to save $ to buy our own house again. This would be great not only for us but to teach our children to manage their money as well. I don’t want them making the same mistakes we did.

  97. A wedding :)

  98. We have been wanting to take this class-this would be great!

  99. Saving for college for my son. He is 5 so I can’t even begin to imagine what college will cost by the time he gets there!

  100. Right now we’re saving for a preschool and a house. I would love to take this class – what a great resource and gift!