Personal finance 101 – the fully-funded emergency fund

This is the third part in my series on Dave Ramsey’s Baby Steps, a proven personal financial plan. My goal is to explain a really solid money management plan in plain ol’ English, for intelligent yet financially “average” home managers. The third step with Dave Ramsey’s Total Money Makeover is to fully fund your emergency (read more…)

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Chores and preschoolers – a question

What do you think are appropriate chores for a 3-year-old? My daughter regularly “helps” me around the house with cooking and cleaning, but I think she’s getting to where she can actually be a help around the house. But what can I expect of her, ability-wise, and what’s just asking too much from a preschooler? (read more…)

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Organizing toys for preschoolers

I love for everything to have its place – my three-year-old, on the other hand, could care less. And I’m okay with that. I wasn’t organized until adulthood, and still manage to swim under clutter every now and then a lot more since the birth of our second. She doesn’t have a lot of toys, (read more…)

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Menu plan Monday – heavy on the crockpot

So here’s how our meals work for us, in a nutshell.Breakfasts – Hubby and I switch back and forth. We both start our days at 9 a.m., and I know many couples don’t have this same blessing of not needing to head out the door at the crack of dawn. I do Mondays, Wednesdays, and (read more…)

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Lovely things around the blogosphere

Photo by Romanlily Hooray for weekends! I thought I’d end the week with sharing some places that inspire me, get me off my seat, and help me appreciate beauty. I love Today’s Creative Blog for introducing me daily to new talents. Superhero makes beautiful jewelry (shown above) and takes breathtaking photos. She finds photo inspiration (read more…)

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