Litmus Test for Emergencies

Can you sleep on it? A litmus test for minor emergencies.

Last October, I shared this status update on Facebook: “We’ve been without a fridge for over a month now. That ends today. There was a time we’d just have put a new fridge on the credit card or even declared it an emergency and used our savings. But we made do with coolers and the (read more…)

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Debt isn’t sexy, and other marriage lessons

This week my husband Christopher and I are celebrating lucky anniversary number 13.  If you had told me on our wedding day about the things we would face over the next thirteen years, like getting into and then paying off $95,000 in debt (and counting), I’m not sure I would have made it down the (read more…)

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Be Like the Sun: move slowly, radiate warmth. {}

Be like the sun: move slowly, radiate warmth, shine

The summer so far has been a busy one, and last week was especially crazy. At the end of the week we were still playing “catch-up”, and spent a good part of Saturday morning rushing around trying to finish up errands and tasks that we didn’t have time for earlier, before we headed out the (read more…)

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Stop living paycheck to paycheck {}

How we stopped living (less than) paycheck to paycheck

In my last post, I introduced myself as a person in debt. I hoped to be a source of encouragement for anyone who might be struggling with money.  I was touched by the comments that followed. Thank you. One question seemed to come up:  how did we get back on our feet when living less (read more…)

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Hi, my name is Kara and I’m in debt.

“We’re debt free!” The words I long to be able to shout out loud. Hi, my name is Kara and I’m in debt. Some of you know me as the editor of Simple Kids, but today I’m going to introduce myself to you as a person living in financial bondage. Or, to be less dramatic, (read more…)

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