Picture this: 9:30p.m. on a Thursday evening in late June 0f 2009. Four fans are running, creating a hum so loud I can’t hear myself think, and doing very little to cool the stifling room.
It is 90 degrees INSIDE my house.
I’m nursing the baby and we’re both drenched in sweat.
Two of my children are sick and sad with the chickenpox, tossing and turning on the small mattress we’ve set in front of the window for them to sleep on. They are uncomfortable from the heat and the itch.
The air conditioning is broken, we don’t have enough money to cover the cost of the repairs, and we are just one more disaster away from the breaking point.
My whole family is sad, tired, and miserable.
We needed a financial fresh start and we needed it now. And, the only way to make that happen was to give it to ourselves; no one was going to come along and rescue us or bail us out. We had made this mess and we needed to get ourselves out of it.